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Inside Views
Keep Health Care Reform Alive

When Scott Brown was elected to the U.S. Senate
several weeks ago, the sigh of relief heard around
the country was almost audible. It is amazing how
fast something as important as health care reform
became so frightening to so many.
Now you can feel the steam going out of the process.
Many believe we will be left with status quo, just
like we were when there was an attempt to reform
social security a few years back. This would be
unfortunate.
Misguided though both the Senate and House versions
of health care reform were, there is a pressing need
for substantial change.
The big problem with what is now on the table is
that it has been foisted upon us by just one party.
And it has been foisted on the members of that party
by some of their most radical elements. It
missed the boat on reforming health care and
resulted primarily in just spending more on the
present failed system.
Perhaps now that the issue can no longer be forced,
calmer heads will prevail and ideas that truly
address the main problems will be discussed. This of
course will take both sides and I only hope that
the Republican members of Congress will be up to the
task of being constructive. There are things more
important than just winning the next election.
Over the past year we have all been inundated with
ideas, claims and counter claims on both the
problems and solutions facing health care. I have
come to realize that there are a few key elements
that must be realized if we are to both control
costs and provide better health care in this
country.
First and foremost, everyone needs to participate.
This means that like car insurance, if you want to
drive, you have to have insurance. Many of the so
called “uninsured” are uninsured not because
they can’t get or afford health insurance, but
rather because they are young and realize that the
cost/benefit ratio is far too high. Why spend
thousands of dollars a year when you are likely to
have only
hundreds of dollars in expenses? The reason is
because this broadens the pool and makes insurance
more affordable for everyone. It also provides for
that sudden unexpected illness that we think will
never happen to us.
Second, we need to modernize our medical information
systems. In his book, The Healing of America,
T.R. Reid examines health care systems from around
the world and discusses at length the advances that
have been made in France and Germany in particular
by issuing smart cards to everyone. With these
cards, all the paperwork and the people who process
the huge volumes of documents that our system
requires are eliminated. The savings in overhead for
the insurance industry as well as the doctors and
hospitals is huge.
Third, we need a lot more doctors, and doctors who
are not saddled with hundreds of thousands of
dollars in education debt. Ours is the only country
where this happens, and the result is fewer doctors
who can charge more because there are fewer of them.
When you add to this that expanded coverage is going
to result in expanded demand, unless we have many,
many more doctors, we can expect prices to
skyrocket. This is an area where a relatively minor
government investment can make a big difference.
Fourth, doctors in other countries pay a small
fraction of the malpractice premiums that U.S.
doctors pay. The cost of this insurance is a huge
expense for doctors. Perhaps this is something that
can be nationalized. For those who want a
single-payer system, this is the place to do it. Let
the government pay the outrageous malpractice claims
that are often filed.
But the real solution to health care is staring us
in the mirror. Just look sideways. Until we lose
weight and start taking care of ourselves, all these
other things are band aids.
James Coyle
President
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