401(k) Retirement Solution for Gateway Members
Help your business save money, reduce administrative burden, support compliance, and offer a competitive retirement benefit through Gateway’s partnership with Transamerica and TAG Resources.
Save Thousands While Reducing Risk and Hassle
The Gateway Chamber has partnered with Transamerica and TAG Resources, one of the nation’s largest end-to-end 401(k) providers, to offer a comprehensive retirement solution exclusively for Gateway Chamber members.
Save Money
Join a Multiple Employer Aggregation Program and leverage group buying power to reduce administrative costs, fees, audits, and plan-related expenses.
Reduce Liability
TAG Resources serves as the plan fiduciary, helping transfer compliance risk and responsibility away from the employer.
Simplify Administration
TAG handles daily plan operations and paperwork so employers can spend less time managing retirement plan administration.
The Gateway Chamber Advantage
This program is designed to make high-quality retirement plan access easier, more affordable, and more manageable for employers of different sizes.
Explore Your Savings Potential- Scalable for every business: Flexible plan options for companies of different sizes.
- Trusted partnership: Backed by Gateway Chamber, Transamerica, and TAG Resources.
- Competitive edge: Help attract and retain talent with a quality retirement benefit.
- Exclusive member value: Available to Gateway Chamber members for real savings potential.
- Dedicated support: Expert guidance for employers and employees every step of the way.
Program Benefits
A strong retirement plan can help your business compete, support employees, and stay ahead of evolving compliance requirements.
Lower Costs
Low-cost target date and index funds help employees keep more of what they earn while employers benefit from shared plan efficiencies.
Recruit & Retain Talent
A quality retirement plan can strengthen your benefits package and help your company stand out in a competitive labor market.
Support Compliance
Employers with 25+ employees must offer a retirement plan or face penalties under New Jersey’s Secure Choice requirements.
Reduce Audit Burden
Employers with more than 100 eligible participants may otherwise face annual 401(k) plan audit requirements and related costs.
Flexible Plan Options
Solutions are available for businesses at different stages, from startup plans to larger employers with existing plan assets.
Guidance & Support
Employers and employees receive support including enrollment assistance, reviews, education, and ongoing guidance.
Sample Program Pricing
The examples below illustrate the potential fee structure by employer size. Final pricing and plan design should be reviewed directly with the program contact.
Under 24 Employers
25–99 Employees
100+ Employees
Pricing examples are for informational purposes only and may vary based on plan design, assets, number of participants, advisory services, and other factors. Employers should review all details directly with the program representative before making any decision.
Ready to Explore Your Options?
Whether you're evaluating your current retirement plan, considering alternatives to the New Jersey Secure Choice program, or looking to reduce costs and administrative burden, Rich can help you determine whether the Gateway 401(k) Retirement Solution is a good fit for your business.
Rich Callaghan, CEPA®, CFP®, MBA
Senior Partner, Financial Advisor, Certified Exit Planning Advisor, CERTIFIED FINANCIAL PLANNER®